SE.M.LABS
Tailored leasing according to use
Uncover new opportunities in leasing
A digital solution for reading out data on machinery use
Leasing companies see themselves as not just providers of financing services, but instead of complete solutions. This is accompanied by the digitization of business – particularly when dealing with assets. As part of Industry 4.0, the Internet of Things allows for usage data on machinery and systems to be read out via sensors. This is to the benefit of customers, who are more prepared to pay for the performance of the machinery rather than the asset itself.
Benefits
Our pay-per-use platform offers you the possibility of addressing the changing requirements of your customers in industry by accessing the usage data from machinery and operating systems.
Pay-per-use
Intelligent data for exploiting new sales potential
Pay-per-use is digitization at its best: Both leasing providers and machinery manufacturers can put a business model into action that no longer generates sales solely via their core competencies, but also via data. The customer – in other words, the lessee – is also involved in this development through their use of data-driven services. Our platform reads out usage data automatically, checks and compiles it, before preparing it in line with leasing specifications. It offers a range of different functions for analyzing, normalizing and standardizing data. These can then also be additionally validated and checked, and optionally assessed according to usage or risk indexes.
Designed with the financer in mind
The pay-per-use platform consolidates heterogeneous data flows. As a result, you don’t have to keep special interfaces in reserve in order to use the data. You can calculate usage-based costs both internally and externally via the SaaS platform, and all without any implementation expenses. All contracts, market values and residual values are shown clearly and transparently. Meanwhile, the user-friendly interface offers a perfect overview of all connected machinery and the associated billing. This means you always have up-to-date information on the costs and income from the pay-per-use contracts at your disposal. The current market value and residual value of the assets can be determined at any time.
Pay-per-use – added value for your customers
Pay-per-use offers a high degree of security for your customers. A calculation model based on the actual use of the machinery is particularly useful in branches with seasonal fluctuations, such as agriculture. With a cashflow-based solution, lessees can reduce their fixed costs, settle overheads via cost centers and increase their cost transparency.