The solution for your machinery assessments
With Value Guard, you can see value patterns for mobile assets.
The regulatory demands for assessing mobile assets have been tightened significantly. With the Value Guard communication platform, you can map value patterns realistically across the entire credit period and use integrated functions for backtesting your own valuations. Furthermore, you also have access to a range of stored machinery data from certified experts, or you can commission individual assessments or on-site inspections.
With Value Guard – our solution for machinery assessments – you can reduce your default risks through the consistent assessment of mobile assets. Your equity ratio remains solid, and you remain aware of the risks you are exposed to throughout the entire contractual period.
Always up to date with the value patterns of mobile assets
Using our Value Guard communication platform and integrated database, you can create and assign value patterns for mobile assets. To do this, you record asset data and information that can impact the value of the asset, such as how often it is used, maintenance, condition and other relevant details. You can call up the value patterns in the system directly. These are derived by the system as part of a standard assessment. A range of different assessment scenarios are stored in Value Guard:
- The fair market value (FMV) is the sales price at the dealer.
- The orderly liquidation value (OLV) simulates the monetary value of an asset at a location in its current state. This value corresponds to the actual purchase price at the dealer.
- The net realizable value (NRV) corresponds to the worst-case scenario – the value that could be achieved in the event of insolvency.
A dynamic data pool for machinery assessments
In order for you to be able to use the option of external desktop assessments or reports following on-site inspection of the asset, we have a wide range of specific asset and assessment expertise at our disposal through our partners, and are expanding this constantly.